It’s that time of year again to renew your health insurance  or choose a new plan. As you compare options, it’s worth looking at plans that allow a Health Savings Account (HSA)  — usually these are high-deductible health plans. An HSA is a special account you can use to save money for medical expenses  and get tax benefits  at the same time. Here are 3 common HSA benefits  in simple terms: 1️⃣ Lower your taxes now Money you put into an HSA is usually pre-tax  (or tax-deduct

To make filing smooth and avoid surprises, here’s a quick head‑up on near‑term deadlines and some steps to get your documents ready. Upcoming Tax Deadlines (next few months) By Jan 15  Final estimated tax payment (prior year), if required. By Jan 31  W‑2 and most 1099 statements are due to recipients; many tax forms begin arriving. By Mar 15  Partnerships & S‑Corps file or extend. By Apr 15  Individuals & C‑Corps file or extend: IRA/HSA contribution deadline for the prior yea

The One Big Beautiful Bill (OBBB)  created a temporary  tax break for car buyers. Key points for 2025–2028: • Deduct up to $10,000/year  of interest  paid on a new  auto loan (personal use only). • Standard deduction–friendly:  You can claim this even if you don’t itemize . • Loan must originate after Dec 31, 2024  and the vehicle must be assembled in the U.S.  (light vehicles under 14,000 lbs—cars, SUVs, pickups, vans, motorcycles). • VIN required  on your tax return; lender

Under the One Big Beautiful Bill (OBBBA) , anyone who receives too much in Premium Tax Credits  for their Marketplace (ACA) health insurance will have to repay the full excess amount  when filing their taxes. 👉 What’s changing: Until now, there was a cap  on how much you had to pay back — even if your income ended up higher than expected. Starting in 2026 , that cap is gone . So if you’re overpaid, you could be responsible for the entire difference . 💬 Why it matters: Your